Category Archives: Earn Income

Earn Income, Lifestyle, Tips

Is It Too Late to Start a Business?

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Many people crave the freedom of their own business and fantasize about that beautiful moment they would be able to tell their boss where to stick their job! However, the reality of leaving a secure position to start something from scratch is actually very scary and requires a great deal of bravery, commitment and confidence.

The truth is, it is never too late to follow your dreams and start a business, but where the heck do you begin? Read on to find out where…

The Idea

Probably the most difficult stage, if you have an idea, well done! But, if you’re still stuck for one, think about your skill set and things you are good at. Could you take your skills from your current job and use them to start your own business. Probably! It’s easy for someone who works as a bookkeeper to transition to a self employed bookkeeper, however, if you work in banking, how do you make that your own business?

Well, most niches require coaches, so if you don’t have a trade or practical skill, think about how you can harness your knowledge to create an income. If you don’t feel you have skills in the workplace, think about things you are good at when at home. Are you a competent handyperson, great dog walker or even a fast typist? You would be surprised what kind of things you can turn into a successful business.

If you’re still stuck, ask friends and family what they think you are good at! You can even Google business ideas and find sites that list great potential enterprises.

Setting Up

Once you have your idea, you need to think about how you are going to execute it. You have to consider things like marketing, whether you want / need premises and staff, and equipment.

For you, equipment could be something as simple as a small business desktop, or you might find when you sit down and map everything out, that you need a premises and machinery. So, spend time creating a workable business plan – there are loads of great templates and tools free of charge online that will help you do this.

As well as helping you get your idea straight in your head, this will also give you a better starting point should you need to approach banks for funding or apply for grants.

Transitioning

If you’re uncomfortable quitting your job and diving in with both feet, then don’t! There is no reason you have to give up your security all in one go unless you really wish to.

There are many people who run their business’ part time whilst working full time, and gradually drop their hours at work as their business begins to grow. There is no reason at all you can’t be an employee and a business person (and a dad and all round superhero!).

Don’t put too much pressure on yourself, celebrate every win and enjoy the process. Building a business is one of the most exciting things you can do!

Earn Income, Lifestyle

The Art of Discipline: 4 Strategies to Improve Your Rate of Success at Sports Betting

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Warren Buffett once said, “Invest with your head, not with your heart.” That might be true of investing, but it’s also true of sports betting too. And while some betters might have their strategies to beat the odds, Buffett’s maxim can be applied to sports betting with higher results. With mobile gaming increasingly popular, you can find the right pay phone casinos by visiting this link to find which ones work best for you.

What follows are four proven strategies that will give anyone better game analysis for higher returns. Putting these strategies into action could very well be your best bet ever.

1. Establish a Bankroll

A bankroll is the total amount of money that you establish to bet with. So when you pick one of the new UK online bookmakers to bet with, you have to have an amount in mind. A bankroll is established by the player in any number of ways. The size of the bankroll is dependent on the player, and is usually established in one of three ways:

  • The time set to play
  • The amount that a player can afford to lose
  • The amount the player opts to bet on a particular game

The longer a player is determined to play, the higher the size their bankroll should be. It should also go without saying but bears repeating, never gamble more than you can afford to lose. It’s never fun to bet what should have gone to the next house payment, especially when it’s just been lost. It doesn’t matter what your bankroll’s size is, don’t put the money for your expenses into it. After a player decides how much their bankroll will be, it’s time to move on to strategy number 2.

2. Establish a Unit

The “unit” is a fundamental concept in nearly all games of chance and is no less so than in sports betting. A unit is the basic amount wagered on a game. The amount a unit is worth should be decided upon before even the first bet is placed. The number of units wagered might go up or down, but the base is still the unit. Units will vary with the player, but each should have their own that is determined by their tolerances and overall bankroll.

3. Establish a Betting Personality

Buffett would undoubtedly agree that before investing any amount of money, an investor should determine what their risk tolerance is. Does an investor want high risks for potentially more significant payoffs, or do they prefer lower risks for smaller returns? Gambling on sports, through football betting for example, is the same way. Fortunately, there are betting strategies that match practically any risk tolerance.

4. Find a Betting Strategy and Stick With It

The most frustrated player in the world is learning about many betting strategies and trying to use a combination of all of them. This is the most frustrating and useless strategy of them all. It’s always a good idea to learn about other sports betting strategies, but once you find one that fits your pleasure and risk tolerance, stick with it.

A good sports betting strategy is a long-term affair. The more a player bets, the greater his chances are of winning. The more often a player bets, the greater their opportunities that they will spot trends in the games themselves, so it is good to learn about different sports betting strategies so they can adjust them as they see best. In the long run, the player who works their system to their most significant advantage will end up winning.

Earn Income, Life, Parenting

Could Online Study Be Just What You’re Looking For?

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online education, study, studying, career, advance, parenting, finance
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Expanding your knowledge and qualifications is vital to keep progressing in your career; however, finding the time to do this can be taxing. Thanks to technology we can listen to audiobooks while driving rather than trying to find the time to sit and read to educate ourselves. We have access to an endless stream of information and answers to our questions at the click of a button; but what about more in-depth training and studying?

Trying to fit a part-time course around a full-time job isn’t easy and if you have children, pets or parents to look after, or you have hobbies and friends to see, then studying for qualification can seem almost impossible. However, you don’t need to be put off, if you are determined, then it can be done, and you can do it from the comfort of your own home.

As the choice and caliber of online courses continues to improve, skepticism has subsided, and results have shown that online learning can be just as good as face-to-face education. Nearly three million students are currently enrolled in fully online programs, and six million people have opted for at least one online course as part of their degree. But is it for you?

Some of the benefits of online learning are obvious; it provides convenience and flexibility;  you can learn from your own home, in your own time and plan your study time around everything else. You save on travel time, and with all the course material accessible online, it’s not often that you’ll have to make a trip to the library. It enables you to have a healthier balance of work, life and study.

There is also less pressure from online courses as you don’t have to participate in class – something many students worry about. There are no class discussions, and while that might seem like a negative and something you’d miss out on, it allows for far more concentration.

To succeed in studying online, you have to be more self-disciplined which is never a bad thing. You would also have to be self-motivated and be able to manage your time which are all excellent skills to have.

There is also a more excellent choice of online courses than there is in face-to-face learning. You can go to any university in the country – and some cases even in other countries. You can study and earn a qualification from Colombia or Yale without ever having to go there physically; thus opening up a whole world of opportunity and access to courses you might never have dreamt of before.
It’s not even just the locations which widen the choices, but the topics and course lengths vary so much more online as well. For example, you could opt for an online MSW from Florida State University and choose from a two year or three-year course; you could even select a nurse midwife program. The choices are endless.