Tag Archives: tips

How to Avoid the Most Common Rental Scams

More and more Americans are choosing to rent instead of own, and this competitive rental market can mean skyrocketing prices, but it also translates into higher rates of identity theft and rental scams. Use reputable sites like https://www.rent.com/california/san-francisco-apartments/1-bedroom to make sure your search is safe and secure. If you’re on the hunt for a new apartment or house rental for you and your family, be sure you don’t fall into the trap of common cons by following these tips.

Look for Comparable Rates

Before signing your name on any lease or even checking out an apartment, be sure to research the rent rates in the specified neighborhood. Use a site like Zilpy.com to make better housing decisions.  If the apartment in question is listed for a price much lower than comparable homes in the area, there’s a high likelihood the rental could be a scam. At the reverse end of the spectrum; opportunistic landlords that charge an arm and a leg for an apartment could be attempting to swindle you out of your money. You can always consult with a property management company prior to checking out places on your own, as they can usually navigate the process with ease.

An Overly Enthusiastic Landlord

If the landlord seems too eager to place you in their home, take caution. With the competition being as it is, landlords have no reason to “court” individuals to live in their home; too much eagerness is suspicious behavior. If they don’t ask for references, don’t desire to run a credit check, and are more than willing to place you in the home sooner rather than later, trust that it’s a too good to be true situation. In this case, it might be a good idea to use Trusted Person Tracing Services with Bond Rees to ensure you are working with honest people.

Never Wire Money

Absolutely, under no circumstances, should a landlord ever need you to wire money to them, whether they’re asking for a security deposit, first month’s rent, or even a small application fee. This is most common way rental con artists make money off of their unsuspecting victims, so take caution. The moment you wire money away, there’s no way of getting it back, so take preventative measures instead of feeling regret after the fact.

Always See the Apartment First

It’s understandable that a degree of desperation accompanies the rental search, especially in highly saturated markets where there’s 20 people vying for a single home on any given day. However, don’t let this desperation force you to make a rash decision and find yourself on the bum side of a con artist’s deal. Never offer to send money without having seen the apartment and landlord first. The listing might seem legitimate, but it could be completely fake. Worse, it could be a real listing stolen from another website that a scam artist took on as their own; the apartment is real and available, but sending your money to the wrong person will see you out of a home and out a month of rent.

Identity Theft Issues

Protecting your money is one thing, but safeguarding your identity is an entirely different process. During the rental process, you’ll be asked to provide a bevy of personal and sensitive pieces of information, and it’s to be expected—after all, how can the landlord determine if you are who you say you are without it? While this is usually unavoidable (and you should be wary if a potential landlord doesn’t ask for your social security number or partial bank records), there are still ways to keep yourself safe while providing the requested information. Instead of handing your SSN over immediately, ask the prospective landlord if they use a certified service. If they respond positively, you’re probably in the clear. Companies that offer rental screenings, like Transunion Smartmove services, are designed to protect both landlord and tenant. They provide all the necessary information like credit checks, criminal histories, and past evictions for landlords, while the tenant can rest assured that their sensitive information remains out of the hands of potential scammers.

If you’re pounding the pavement in search of a new rental home, be sure you do your research on every listing that comes your way. Protect yourself by following these guidelines and look out for suspicious behavior that might indicate a scam.

Keep Your Body in Mint Condition With This Herb

One of our first landscaping projects when we moved into our home in 2012 was building a turtle home/vegetable and herb garden. We had mint, basil, tomatoes, and squash to start. It was a beautiful blank slate for planting and a great home for our box turtle, Tash, who since escaped into the wild.

mint, garden, turtle, backyard

Our tomatoes produced maybe 3 edible fruits before making an exit just like our turtle. The other plants soon followed suit with the exception of one……mint.

mint, healthy, food, herbs, garden

The mint literally took over the place! Going Mom has trimmed and removed whole plants to tame it down, but it simply keeps flourishing. Soooo, when life hands you mint, pick it!

mint, healthy, food, herbs, garden

Like daddy like daughter, I’ve enlisted a little helper.

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Together, we’ll pick the mint leaves and eat them right in the back yard as we play. We have to keep an eye on Avery as we catch her sneaking bites by herself.

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The leaves taste just like you would expect mint to taste….minty. They are pleasant, refreshing, and, unknown to many, loaded with a host of body boosting benefits. Here’s a long list of the major benefits mint provides I found on the site Organic Facts.

Benefits of Mint

Digestion: Mint is a great appetizer or palate cleanser, and it promotes digestion. It also soothes stomachs in cases of indigestion or inflammation. When you feel sick to your stomach, drinking a cup of mint tea can give you relief. Also, if you are someone who travels long distances via plane or boat, the menthol oil derived from mint can be very soothing for nausea and related motion sickness.

The aroma of mint activates the salivary glands in our mouth as well as glands which secrete digestive enzymes, thereby facilitating digestion. These attributes are why mint is extensively used in the culinary arts. Much of the western world includes mint as a part of appetizers or as an element of palate cleansers, to be eaten before the main course so the food will digest comfortably.

Nausea & Headache: Again, the strong and refreshing aroma of mint is a quick and effective remedy for nausea. Even just the smell of mint oil or freshly crushed mint leaves or the use of any product with mint flavor, and your stomach issues will be alleviated. In fact, many people keep menthol oil or mint-flavored products with them at all time to avoid nausea. Balms with a mint base or basic mint oil, when rubbed on the forehead and nose, gives quick relief in case of headache. Mint is a naturally soothing substance, so it can alleviate the inflammation and temperature rise that is often associated with headaches and migraines.

Respiratory Disorders and Coughs: The strong aroma of mint is very effective in clearing up congestion of the nose, throat, bronchi and lungs, which gives relief for respiratory disorders that often result from asthma and the common cold. As mint cools and soothes the throat, nose and other respiratory channels, it relieves the irritation which causes chronic coughing. This is the main reason why so many balms are based on mint. Unlike the inhalers that are based on aerosols, those with mint as the fundamental component tend to be more effective and eco-friendly as well.

Asthma: Regular use of mint is very beneficial for asthma patients, as it is a good relaxant and relieves congestion. That being said, using too much mint in this way can also irritate the nose and throat.

Breast Feeding: For many women,breastfeeding is a beautiful part of raising a child, but it can seriously damage your breasts and nipples. Studies have shown that mint oil can reduce the nipple cracks and nipple pain that so often accompany breastfeeding.

Depression and Fatigue: Mint is a natural stimulant, and the smell alone can be enough to charge your batteries and get your brain functioning on a high level again. If you are feeling sluggish, anxious, depressed, or simply exhausted, mint and its derivative essential oils can help. It can be ingested, applied topically in a salve form, or inhaled as a vapor, and all of those techniques can give you a much-needed boost! A popular way to get good results in an easy manner is to put a few drops of mint essential oil or menthol oil on your pillow at night and let it work on your body and mind while you sleep.

Skin Care and Pimples: While mint oil is a good antiseptic and anti-pruritic material, mint juice is an excellent skin cleanser. It soothes skin, and helps to cure infections and itchiness, as well as being a good way to reduce pimples, and it can even relieve some of the symptoms of acne. Its anti-pruritic properties can be used for treating insect bites like those of mosquitoes, honeybees, hornets, wasps, and gnats. The cooling sensation will relieve you of the irritating sensation to scratch, and the anti-inflammatory nature of mint will bring down swelling! In that same vein, mint oil is often a basic component of bug repellent products like citronella candles, because the strong aroma is unappealing to most insects.

Memory Loss: A recent study explored the effects that mint has on alertness, retention, and cognitive function. It found that people who frequently use chewing gum, whose major active ingredient is mint, had higher levels of memory retention and mental alertness than those who did not. The stimulant qualities of mint, once again, have shown yet another reason to pop that stick of gum in your mouth, or chew some leaves when you’re feeling less than brilliant!

Weight Loss: Aside from all the other health benefits of mint, it also can help in your efforts to lose weight in a healthy way! Mint is a stimulant, as we’ve already mentioned, but it also stimulates the digestive enzymesthat absorb nutrients from food and consume fat and turn it into usable energy. Therefore, by adding mint to your diet, you are increasing the amount of fat that is being consumed and put to use, rather than being stored and contributing to your weight gain!

Female Sterility: There are mixed opinions regarding the role of mint in treating this condition. Some argue that prolonged use of menthol may cause sterility, reducing a woman’s ability to conceive by interfering with the production of ova and killing these gametes. This is due to the germicidal and insecticidal properties of mint, which are beneficial for so many other health concerns. Other research has claimed that men who smoke menthol cigarettes are more likely to suffer from impotency than those who smoke normal cigarettes. It is not certain whether this is due to the tobacco alone or if the mentholated aspect has anything do with it. Another group or researchers suggest that mint may actually be used to treat sterility in females. Suffice to say, a great deal of further research must be done on the effects of mint in both male impotency and female sterility.

Oral Care: Improving the health of a person’s mouth is a well known benefit of mint. Since it has germicidal qualities and quickly freshens breath, it adds to oral health by inhibiting harmful bacterial growth inside the mouth and by cleaning the tongue and teeth. This is why mint used to be rubbed directly on the teeth and gums to refresh the mouth and eliminate dangerous forms of growth. In modern times, for the same reason, mint is one of the most common elements in toothpastes, mouthwashes, and other dental hygiene products. Of course, the easiest way to get these results is to simply chew on the leaves.

Allergies and Hay Fever: Season allergies and hay fever (also known as rhinitis) affect millions of people around the world at certain times of the year. Extracts from mint leaves have been shown to inhibit the release of histamines, which often spur on the severe nasal symptoms that are associated with hay fever and seasonal allergies.

Cancer: Current research shows that certain enzymes that can be found in mint may help prevent and treat cancer.

Other Benefits: Besides its wide industrial use in foods like ice-cream and chocolates, as well as in alcoholic and non-alcoholic beverages, cosmetics, medicines, inhalers and breath fresheners, it is also used as a condiment and a decorative item in culinary preparation around the world. Drinks and foods containing mint cool you off in the summer, and it is often included in summer cocktails for a refreshing burst of flavor. It is also a good relaxant.

One peculiar property of mint that seems quite contrary to its traditional cooling and soothing effects is that it induces sweating if consumed during fever, thereby breaking the fever and speeding the rate of recovery. Mint juice can also be applied to heal and soothe burns. It is also beneficial in the treatment of rheumatism. Furthermore, mint is also said to improve the activity of the brain, although legitimate and consistent research on its neurological impact has yet to be completed.

That’s a lot of benefits from one little green leaf. This list further confirms why I happily feed Avery a few mint leaves a day.

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I guess she cares about Daddy’s health because she always returns the favor.

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If you have room in or out of your home, plant some mint and start reaping its plentiful benefits. As you can see, it’s not hard to grow as literally do nothing to foster its growth. Do you think you can plant, grow, and harvest this healthy herb? I’ll just leave you with these words of encourage-mint. 🙂

Encourage-Mint_Pun

Is Protein Powder Really Worth It?

Just the other day, I set out on the simple task of finding a new protein powder that wasn’t filled with junk. Before I knew it,  2 hours had passed as I perused the plethora of options for this popular supplement!

This made me ponder whether I should really stress over the different types, flavors, functions, and brands. I recently shared the benefits of protein and making it complete with all 23 amino acids, so it’s obviously an important macronutrient. But, do we really need protein in powder form, and, more importantly, is it even worth it?

You can find protein powders made out of things you’d never expect.  We all know the common whey protein, which is broken into concentrates, isolates, and even goat whey protein. Other popular varieties are soy, egg white, and casein. Some less common, but still good types are rice, hemp, and pea proteins, but did you ever hear of beef protein powder?

Paleo Beef Protein Powder

Beef is an excellent source of protein, but having it in a smoothie seems a little odd. I might try it as long as the ingredients are good, but it’s also one of the most expensive forms. Expensive and very processed! I mean, I can accept processed beef when it’s put through the grinder, but how much has to happen to turn it into a flavored powder?

Can you really see yourself paying a premium to drink beef protein powder that’s Blue Raspberry, Peanut Butter, Cherry Vanilla, Fruit Punch or other some other flavor? MuscleMeds has all of these flavors if your answer is yet, but it’s filled with artificial colors and flavors that I avoid in any product.

MuscleMeds Carnivore_Beef Protein Powder
Carnivores like meat, not blue raspberry powder….

Anyway, back to the question at hand.  Do I really need protein in the form of powder instead of enjoying freshly cooked chicken, beef or fish? There are also many sustainably caught and packaged canned options like tuna, salmon, and sardines I always have around. These are just as quick and the ones with pull tabs require no can opener to lug around wherever you go. My current favorite are canned anchovies in water, and even my 2 year old daughter loves having the “little fishies” with me.

Whole food sources of protein are obviously the better choice since powder, no matter how clean, organic, or super-duper ultra filtered it is, is still highly processed.

There are many healthy plant based protein powders packed full of enzymes, superfoods, cleansing herbs, and they taste good too.  I have tried several and enjoy them in smoothies as well as many recipes. But in retrospect do I really need all of these “extras” in a protein powder? Isn’t that what a good vitamin or, better yet, having a diet rich in whole foods should provide?

I was all about buying this high quality Garden of Life Raw Protein, but then thought about how I like to cook a lot with my powders.  Wouldn’t cooking pretty much make the whole “Raw” aspect obsolete? Then I just paid a premium for higher quality protein and destroyed the premium part. And again, there are plenty of whole food based multivitamins that will give you everything in these superfood protein powders.

Maybe I will break down and buy a raw protein powder just for mixing into drinks or no-bake recipes like these No-Bake Quinoa Almond Protein Cookies as they are great to take along when traveling for a healthy snack option both kids and adults will enjoy.

quinoa almond cookies

I have used many protein powders, both good and bad over the years. Currently, my favorite brands are Legion, BiPro, and Naked Nutrition. If you haven’t tried my healthy Legion Banana Vanilla Protein Pancakes recipe, I highly suggest you do…..fast!

protein pancakes

As you can see, I enjoy protein powder and by no means am I quitting the stuff, but maybe not stressing over the the slew of extra ingredients. Now I when I’m in the market for a good protein powder, I focus on the one thing that matters, the protein!

Setting guidelines before you make a purchase will help save a lot of time and stress when choosing a protein powder. Trust me, I would really appreciate having those 2+ hours back!

Here are the main things I look for in (or not in) a protein powder:

  • No artificial sweeteners…EVER!
  • Non-GMO, preferably organic
  • If whey protein, I typically prefer that it’s sourced from grass-fed cows not treated with antibiotics
  • Very little to no sugar (less than 3g per serving); prefer no sugar and only stevia or unsweetened
  • No added soybean or other oil
  • No nonsense “super pump” marketing/gimmicky ingredients
  • Short, simple list of ingredients; unless it is the raw green food kind

These guidelines for a quality supplement will narrow your options in a good way. Yes, it usually means higher prices, but I’m willing to pay more when it comes to things that go in my family’s body. Plus, as long as you’re not relying on powder as your main source, it should last a while.

What type or types of protein powder do you use?

Do you get caught up searching for the “right” protein powder or anything elseToo much information makes too much confusion sometimes!